About us


The Stichting European Palestinian Credit Guarantee Foundation (EPCGF) is the first operating guarantee scheme in palestine designed for small and medium Enterprises. It aims to contribute to economic development by stimulating investments in MSMEs through loan guarantees, lending, investment in innovative projects, and technical assistance support.

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With an increase of 12.6%, EPCGF approved new loan guarantees resulting in the disbursement of USD 17,487,645 in the first half of 2025 compared to 15,519,986 for the same period in 2024

 

During the first half of 2025, the European Palestinian Credit Guarantee Foundation (EPCGF) approved 174 new loan guarantees. This activity facilitated the disbursement of USD 17,487,645, marking a 12.6% increase in value over the corresponding period in 2024, when 127 loans were disbursed, totaling USD 15,519,986.

 

The data suggests an increase in the lending appetite of financial institutions, specifically for loans guaranteed by the EPCGF.

 

 

Programs


Regular Scheme
Regular Scheme

The regular scheme initially launched by the EPCGF is an ongoing loan guarantee program that covers diverse sectors and geographical areas in the West Bank, including East Jerusalem, and the Gaza Strip.

Energy Loans Product
Energy Loans Product

Loan guarantees that help Palestinian enterprises seize the opportunities offered by energy and environmental transitions.

Start-ups
Start-ups

Represents guarantee provided to loans which aim to grow an existing business that has been trading for a minimum of 24 months.

Estidama
Estidama

This is a joint venture launched with the Palestine Monetary Authority (PMA).

EU Mandate
EU Mandate

The joint initiative launched by EPCGF in the beginning of FY 2023 focuses on extending loan guarantees to partner banks and Microfinance Institutions (MFIs) in marginalized areas, including East Jerusalem, Area C, and the Gaza Strip

Sectors


Breakdown as a Percentage of EPCGF’s Total Portfolio

Trading
47.5%
Trading
Trading

47.5%

Industry
10.1%
Industry
Industry

10.1%

Agriculture
7%
Agriculture
Agriculture

7%

Tourism
1%
Tourism
Tourism

1%

Others
30.3%
Others
Others

30.3%